We are in the holiday season, when many advisory firms send cards and gifts to all their clients. As you do so, though, remember that this is not the “most wonderful time of the year” for some of them ...

Season's greetings for everyone on your list. When writing your Christmas cards, a general rule of thumb is to keep your message appropriate to the recipient. Show friends you care with a Christmas ...

Begin (and end) each inscription with a seasonal greeting such as "Merry Christmas." Follow it with a personal message appropriate to your relationship with the recipient. Close with a final festive ...