Apr 19, 2023 · Regulation E protects consumers when they use electronic fund and remittance transfers. Please review the implementation and guidance materials available on our website, including …

The regulation in this part, known as Regulation E, is issued by the Bureau of Consumer Financial Protection (Bureau) pursuant to the Electronic Fund Transfer Act (15 U.S.C. 1693 et seq.).

Regulation E Electronic Fund Transfers 12 CFR 205; as amended effective November 29, 2010 Section 205.1

Dec 8, 2025 · In 2009, the Federal Reserve Board (Board) amended Regulation E to prohibit overdraft fees for ATM and one-time debit card transactions, unless the consumer opts in or affirmatively …

Sep 15, 2025 · Regulation E is a federal rule that protects consumers when electronic fund transfers go wrong. Implemented under the Electronic Fund Transfer Act, it gives you specific rights when money …

Jan 26, 2024 · Electronic Fund Transfer Act (Reg E) EFTA establishes the rights, liabilities, and responsibilities of consumers and banks with regard to electronic fund transfers and includes …

This fact sheet provides an overview of the Electronic Fund Transfer Act (EFTA) – as outlined by Regulation E – which protects consumers against unauthorized and incorrect electronic fund …

The questions and answers below pertain to compliance with the Electronic Fund Transfer Act (EFTA) and Regulation E. This is a Compliance Aid issued by the Consumer Financial Protection Bureau.

Regulation E applies to all persons (including branches and other offices of foreign banks located in the United States) that offer EFT services to residents of any state, including resident aliens.

Click HERE for a table of recent Federal Register and other documents affecting this regulation.