Explore F&M Bank’s personal, business, and agricultural services, including loans, mortgages, and investments. Serving Ohio, Indiana, and Michigan.

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Feb 10, 2026 · F&M Bank offers free checking accounts, high-yield savings accounts, debit cards, cash back credit cards, secure credit cards and more.

Need to see if that check cleared or mobile deposit went through? Or transfer funds from your saving account to checking? Bank online and simplify your life.

F&M Bank offers free checking and high-yield savings accounts, mortgage and personal loans, bank online and mobile deposit and more.

Find F&M Bank branches, ATMs, and loan offices near you. Easily locate services across Ohio, Indiana, and Michigan with our location search tool.

F& M Bank has grown from an Ohio bank to an Indiana bank as well. It is one of the best banks for small business and consumers looking for "banks near me."

F&M Bank offers free checking and high-yield savings accounts, mortgage loans and personal loans, cash back credit cards and secure credit cards and more.

Turn to F&M Bank for competitive saving account interest rates on CDs, high-yield saving accounts, checking accounts, IRA saving accounts and more.

Since 1897, F&M Bank has grown from one Ohio bank to 35 full-service local bank locations and three loan production offices. Call, visit or reach out online.