Due to an upgrade to the HMDA Platform that was performed on December 2, 2025, links to APOR-related files have changed. As of January 20, 2026, APOR files are no longer provided via the AWS …

Jan 25, 2025 · The HMDA was enacted by Congress in 1975 to address concerns over discriminatory lending practices and ensure lenders serve the needs of their communities.

Sep 9, 2024 · Compliance resources and guidance to help industry understand, implement, and comply with the Home Mortgage Disclosure Act (HMDA) / Regulation C.

Home Mortgage Disclosure Act ... The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data …

Dec 8, 2025 · Review the compliance information on the requirements for the Home Mortgage Disclosure Act, or HMDA.

Apr 1, 2025 · To learn more about HMDA, find resources for HMDA filers, and review the publicly available data, visit the HMDA - Home Mortgage Disclosure Act, which is administered by the CFPB.

1 12 USC 2801–2810. The HMDA Interagency Examination Procedures cover HMDA data collected in or after 2018, that is, for loans and applications for which final action was taken in or after 2018.

Feb 13, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law that requires lenders to share information about home loans. Mortgage lenders must gather, maintain and share specific …

This fact sheet provides an overview of the Home Mortgage Disclosure Act (HMDA) – as outlined by Regulation C – which requires financial institutions to maintain, report, and publicly disclose loan …

4 days ago · Response encourages the CFPB to reassess HMDA’s scope and reduce related compliance burdens while preserving its objective.