NAIC’s consumer insurance glossary provides definitions of common insurance terms, helping consumers easily understand key concepts across health, auto, life, and home insurance. It is helpful …

Mar 12, 2025 · Background Issue: Environmental insurance (also known as pollution insurance or pollution coverage) provides coverage for loss or damages resulting from unexpected releases of …

28* Coverage purchased by consumers, manufacturers, merchants, educational institutions or other providers of goods and services extending credit, for indemnification of losses or damages resulting …

Feb 26, 2024 · Transportation network companies (TNCs) provide comprehensive commercial coverage for drivers, including $1 million in primary commercial liability insurance during Periods 2 and 3, when …

Feb 16, 2021 · Background Issue: Medical professional liability insurance, sometimes known as medical malpractice insurance, is a type of professional liability insurance that protects physicians and other …

Find out how auto insurance works and what factors affect your premium. Learn about liability, property damage, rental car insurance and more from NAIC.

Dec 18, 2023 · Explore the unique world of Risk Retention Groups (RRGs) - member-owned liability insurers operating under specific federal and state laws, offering tailored, multi-state insurance …

Dec 18, 2023 · Workers’ compensation, life, health, airline liability, and general liability insurance lines also paid out billions of dollars in claims. After the massive financial losses from the 9/11 attacks, …

Mar 12, 2025 · Learn about lender-placed insurance policies required by banks when homeowners insurance lapses, including reverse competition concerns, high premiums, limited coverage, state …

Oct 15, 2024 · Cyber insurance policies often include liability coverage for claims resulting from security breaches that lead to fraudulent fund transfers, providing a potential avenue for cover in BEC …