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  1. Glossary of Insurance Terms

    NAIC’s consumer insurance glossary provides definitions of common insurance terms, helping consumers easily understand key concepts across health, auto, life, and home insurance. It is helpful …

  2. Consumer Information Important answers to common questions about auto, home, health and life insurance — as well as buyer’s guides on annuities, long-term care insurance and Medicare …

  3. Insurance Topics | Environmental Insurance | NAIC

    Dec 18, 2023 · Background Issue: Environmental insurance (also known as pollution insurance or pollution coverage) provides coverage for loss or damages resulting from unexpected releases of …

  4. Insurance Topics | Medical Malpractice Insurance | NAIC

    Mar 9, 2023 · Overview: A medical professional liability insurance policy covers bodily injury or property damage. It also covers liability for personal injury such as mental anguish. The complexity involved in …

  5. Insurance Topics | Terrorism Risk Insurance Act | NAIC

    Jul 30, 2025 · Workers’ compensation, life, health, airline liability, and general liability insurance lines also paid out billions of dollars in claims. After the massive financial losses from the 9/11 attacks, …

  6. What’s an Umbrella Policy? - NAIC

    Dec 15, 2022 · An umbrella policy may cover liability claims your primary policy does not cover. It can also pay for liability and legal defense costs that exceed the amount your primary insurance policy …

  7. Event Insurance - NAIC

    Nov 1, 2009 · The two most common types of event insurance are liability insurance and cancellation insurance. Liability insurance provides coverage for injury or property damage to others as a result of …

  8. The same procedure is applicable to sub-codes where other double-asterisks appear, such as the following: Sub-codes 5.1000 (Non-Liability Portion for the Commercial Multiple Peril Type of …

  9. Oct 15, 2024 · This report examines the cyber insurance market using data from the NAIC’s Property & Casualty Annual Statement Cybersecurity and Identity Theft Supplement (Cyber Supplement) and …

  10. Insurance Topics | Commercial Ride-Sharing | NAIC

    Dec 18, 2023 · Insurance regulators oversee insurance companies and insurance agents, not TNCs. The insurance laws and regulations apply to the insurance company and the insurance producer …