Jun 23, 2025 · Insurers misuse deemer clauses to deny claims under claims-made policies. Learn how policyholders can protect coverage and counter overreach

Sep 26, 2024 · The deeming provisions recognize some measure of family responsibility as they apply from spouse-to-spouse or parent-to-child. We deem (i.e., consider another person’s) income instead …

A Deemer Clause or "Deemer Provision" shall mean any clause or provision that establishes a period of time certain, e.g., 30 days, 90 days etc., within which the Commissioner must disapprove a particular …

Jun 23, 2025 · These deemer clauses typically appear in the policy’s “general conditions” section in provisions explaining retentions or limits of liability, with variations of wording such as: More than one …

Deemers are some insurers who attach endorsements to property insurance policies in which all property damage (PD) is "deemed" to have occurred at a specific moment in time.

"A Deemer Clause" or "Deemer Provision" shall mean any clause or provision that establishes a period of time certain, e.g., 30 days, 90 days etc., within which the Commissioner must disapprove a …

Aug 25, 2022 · What is a Deemer clause in an auto insurance policy? Deemers — some insurers attach endorsements to property insurance policies in which all property damage (PD) is “deemed” to have …

Proformance filed a cross-motion for summary judgment, arguing that the deemer statute rewrites policies issued by out-of-state insurance companies authorized to do business in New Jersey to …

Deemer clause means a provision under this title under which upon the occurrence of a condition precedent, the commissioner is considered to have taken a specific action. If the statute so provides, …

A deemer period concerns rate and form approval laws in states that regulate rates and forms via the "file and use" system.