The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

Mar 5, 2026 · FDIC insurance exists to protect your deposited money if your bank collapses. Learn how it works and find out the coverage limits for your bank accounts.

2 days ago · The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects and reimburses your deposits up to the legal limit of $250,000 if your FDIC …

Dec 12, 2025 · Here’s what you need to know about how your money is backed by the government through the FDIC, how the insurance works, and the limits of FDIC insurance.

Deposit insurance coverage protects depositors against the failure of an insured bank; it does not protect against losses due to theft or fraud, which are addressed by other laws.

Mar 12, 2025 · If your bank fails, FDIC insurance covers your accounts dollar-for-dollar, including principal and any accrued interest through the date of the insured bank's closing, up to the insurance …

3 days ago · FDIC insures up to $250,000 per depositor per bank per ownership category. A married couple can legally protect $1 million+ at a single bank. See what's covered, what isn't, and exactly …

Mar 24, 2026 · FDIC insurance covers the principal and any accrued interest through the insured bank's closing date on all your bank deposits, including checking, savings, money markets, and CDs.

Oct 5, 2024 · FDIC insurance covers checking, savings and other deposit accounts up to a standard amount of $250,000 — but there are a few caveats.

Apr 1, 2024 · FDIC deposit insurance protects your money in deposit accounts at FDIC-insured banks in the event of a bank failure. Since the FDIC was founded in 1933, no depositor has lost a penny of …